What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?

You need funding that helps, not hurts, your business. Here’s how to review and negotiate your loan covenants before you sign.

Look beyond traditional loans when buying a franchise. Here are three creative approaches to financing your new franchise.

Demand is huge, but market saturation and under-capitalization have led to some recent high profile closures in the craft brewing industry. Here’s how to finance strategically.

Looking to develop real estate or expand your business in the Bronx? Speritas Capital can help you fund your next project or acquisition.

You asked, we answered! Here is our exhaustively researched White Paper on SBA 7a Loans, using primary government sources for accuracy. Seven pages in total.

Borrowers frequently ask the same questions about SBA 7a Loans. Here are the top 12 FAQs we field on 7a Loans at Speritas Capital Partners.

Speritas Capital White Paper: How can you legally use the proceeds of an SBA 7a Loan? This list has both allowed, and disallowed uses - taken directly from congressional reports.

Speritas Capital SBA White Paper: What are the SBA’s credit criteria for an SBA 7a loan? Why do I need to meet both the SBA & the Lender’s credit criteria?

Speritas Capital White Paper: What types of business are ineligible for an SBA 7a Loan? What business uses are prohibited? Read about 25+ ineligible business situations.

What types of business are eligible for an an SBA 7a Loan? Are you eligible? This concise summary about SBA eligibility is taken directly from SBA operating documents.

The SBA 7a Guaranty fee will be the highest closing cost on your SBA loan. Learn how it’s calculated & exceptions for veterans & HUBzones.

Looking to fund expansion or improve cash flow for your Hartford, CT business? Consider Accounts Receivable financing to fuel your growth.

Green building is both good for the environment, and for increasing the financing options for your commercial real estate projects using PACE/C-PACE financing.

For lender discussions we advise our clients to focus on the "3 P's" of the loan pitch process - Prepare, Package and Present.

If you’re growing fast and lack of cash is hurting your business, consider asset based lending. Here’s a beginner’s guide to the pros and cons of ABL.

During a crisis like COVID 19 you should focus on 3 critical financing strategies to stay afloat: Cash flow Management | City, State & Federal Support | Lender Relationships.

Are you REALLY ready to start a Craft Brewery? Consider these 9 critical steps, and avoid costly mistakes.

If you are a high growth business and were recently turned down for a loan by your bank, here’s why an alternative lender or nonbank lender would fund your growth.

So how does a technology business prepare for scale up financing? Here are 5 key strategies for strong and controlled growth.