Asset-Based Financing Solutions For Your Healthcare Business

Healthcare professionals looking at xray results

Healthcare providers face many financial challenges in the modern age, from the aging Baby Boomer generation, increasing demand for medical service, longer payment cycles, lower reimbursement rates, and more difficulty in accessing credit, especially for Medicare and Medicaid receivables.

Utilizing accounts receivable financing can accelerate a healthcare business provider’s cash flow and get your business the capital you need to grow and compete.

All kinds of healthcare and medical related businesses can make use of these financing solutions, including:

  • Ambulance Services

  • Clinics

  • Home Health

  • Hospitals

  • Radiology Centers

  • Medical Equipment Suppliers

  • Nursing Homes

  • Orthodontics

  • Pharmacies

  • Physical Therapy

  • Physicians

  • Sleep Centers

  • Surgery Centers

  • Labs

Insurance Receivables Financing

Accounts receivable often make up a significant portion of a healthcare business’s assets.

Due to increasing patient deductibles and copays, insurance receivables are going up. The average time to get paid on healthcare receivables is 50 to 60 days.

Speritas Capital can arrange commercial financing for private pay and for Medicare and Medicaid receivables which are difficult to finance.

We work with lenders that specialize in healthcare receivable financing and can provide loans and lines of credit from $250,000 to $30 million.

These funds can cover a number of your healthcare practice needs:

  • Working capital

  • Growth capital

  • Personal expenses

  • Debt consolidation

  • Payroll

  • Facilities and operations


 

Questions? Call or text 203-247-4358

Medical Equipment Leasing

Purchasing equipment for your healthcare practice can be a big drain on your capital. Flexible equipment financing options tailored to the healthcare community is one way to manage your cash flow.

Financing of new and used equipment at up to 100% of cost can take the pressure off of your cash flow and capital.


Healthcare Practice Acquisition Loans

When you’re looking to buy a practice, we have several loan options that can finance your acquisition and give you the financial flexibility to focus on your new business. SBA loans can be a good option.

The review and application process is relatively simple and quick if the target acquisition’s books and record-keeping is up-to-date.

 

Questions for us?

You need a strategic, cost effective solution to your financing needs and a financing advisor you can trust. And one who never takes upfront fees. Let us put our decades of banking and structuring experience to work for you – email Speritas Capital Partners with your questions about asset-based healthcare business financing today.

Call or text Jeff Bardos, CEO
directly at 203-247-4358
Or schedule a call with Jeff.

Jeff’s Bio

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