Articles by Speritas Capital
The Pros and Cons of Accounts Receivable Financing
There are many advantages to using Accounts Receivable financing to fund your company’s growth, but there are also some perceived cons. Let’s dig in!
New Haven is CT’s BioTech Hub
Anchored by the Yale New Haven Health System, the medical school & entrepreneurial centers at Yale University, New Haven is a mecca of healthcare business innovation and growth center.
Four Reasons Small Businesses are Important to the Local Economy
Big businesses may seem to form the bedrock of the US economy and wealth creation, but in reality small businesses are more important to the ‘very’ local economy.
What is a Sources and Uses Table in Commercial Lending & Why do you Need One?
When you’re acquiring a business or purchasing commercial real estate, a sources & uses table helps you organize all the cash inflows & outflows. Lenders (including the SBA) expect to see this.
Have You Considered an SBA 7a or SBA 504 Loan for Your Next Equipment Acquisition?
Why should small businesses consider SBA 7a and 504 loans as an option for their equipment financing needs? SBA loans offer lower costs, longer maturities and higher leverage.