https://www.speritascapital.com/articles daily 0.75 2025-12-05 https://www.speritascapital.com/articles/6-types-of-equity-injection-for-sba-loan-aquisition monthly 0.5 2025-11-20 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629739741256-VCAIFWKLME6T0JKSF8TK/sba-equity-injection-speritas-capital-LI-web.png Financing Articles - 6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition - updated for 2025 - Make it stand out 6 sources of equity injection that meet the SBA requirements for a business acquisition https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - 6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition - updated for 2025 - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/how-to-negotiate-commercial-loan-covenants-to-avoid-covenant-breaches monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/2b4e73c4-d8d8-4ef5-9fe0-4fb266d1d1d3/loan-covenant-negotiation-speritas-capital-partners.jpg Financing Articles - Loan Covenants Explained: How to Review & Negotiate Covenants to Avoid Covenant Breaches - Make it stand out 6 sources of equity injection that meet the SBA requirements for a business acquisition https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/329fd844-f53d-4cdd-976a-289697540310/common-loan-covenant-types-financial-operating-reporting-speritas-capital-partners-llc.png Financing Articles - Loan Covenants Explained: How to Review & Negotiate Covenants to Avoid Covenant Breaches - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Loan Covenants Explained: How to Review & Negotiate Covenants to Avoid Covenant Breaches - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/three-creative-ways-to-finance-franchises-sba-7a-equipment-real-estate monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1650916570067-6EQW3XUKKR2OG9TO8XMM/3-creative-ways-to-finance-your-franchise-sba-equipment-real-estate-speritas-capital.jpg Financing Articles - Franchise Financing: Three Creative Ways to Finance a New Franchise - Make it stand out There are many creative ways to finance a franchise purchase - think outside the box to SBA, Equipment Financing and Real Estate. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Franchise Financing: Three Creative Ways to Finance a New Franchise - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/financing-options-for-craft-breweries-and-microbreweries monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1659382496707-54P5ISUWBP528DXCATF6/craft-brewery-financing-options-equipment-real-estate-sba-7a-speritas-capital.jpg Financing Articles - Creative Financing Options for Craft Breweries & Microbreweries - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Creative Financing Options for Craft Breweries & Microbreweries - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/bronx-ny-real-estate-financing-small-business-loans monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/6804bd08-6128-474d-8aa7-3b41c1b33072/bronx-ny-resources-real-estate-financing-small-business-loans-2022-1200x800-speritas-capital.jpg Financing Articles - Bronx, NY Real Estate Financing & Business Expansion - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Bronx, NY Real Estate Financing & Business Expansion - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loans-white-paper-homepage monthly 0.5 2025-12-05 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/0e692f20-fe97-4e3d-9ed6-d9ce0bad07f4/sba7a-loan-white-paper-home-speritas-capital-1200x800-3x2+%281%29.jpg Financing Articles - SBA 7(a) Loans: A White Paper Guide for Borrowers - Home - Make it stand out 6 sources of equity injection that meet the SBA requirements for a business acquisition https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: A White Paper Guide for Borrowers - Home - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loan-frequently-asked-questions-faqs-white-paper monthly 0.5 2023-05-03 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/12c783f8-1550-4670-acdf-94a533179b46/sba-7a-loan-faqs-frequently-asked-questions-speritas-capital-1200x800-3x2.jpg Financing Articles - SBA 7(a) Loans: Frequently Asked Questions - aka ‘FAQs’ - Make it stand out The top 12 Frequently Asked Questions about SBA 7a Loans https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: Frequently Asked Questions - aka ‘FAQs’ - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loan-proceeds-allowed-uses-white-paper monthly 0.5 2025-12-05 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1637175164453-U2KF3DP8F95WPULRTYX0/sba7a-loan-white-paper-allowed-uses-loan-proceeds-speritas-capital-1200x800-3x2.jpg Financing Articles - SBA 7(a) Loans: Allowed Uses of SBA Loan Proceeds - Make it stand out SBA 7a loans allowed use of proceeds https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: Allowed Uses of SBA Loan Proceeds - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loans-credit-criteria-white-paper monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/20485606-193c-4e56-9d25-eaa01cd8fe41/sba7a-loan-white-paper-credit-criteria-speritas-capital-1200x800-3x2.jpg Financing Articles - SBA 7(a) Loans: SBA Credit Critera - Make it stand out What are the SBA’s Lending / Credit Criteria for an SBA 7a loan? https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: SBA Credit Critera - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loans-ineligible-business-use-white-paper monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1638296909057-8J3ENHFYOPGUYNRPXT79/sba7a-loan-white-paper-ineligible-businesses-speritas-capital-1200x800-3x2.jpg Financing Articles - SBA 7(a) Loans: Ineligible Businesses - Make it stand out What businesses are ineligible for an SBA 7a loan? https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: Ineligible Businesses - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loan-eligibility-rules-white-paper monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/cf38dc04-eff5-459a-a8ad-b1e553419a20/sba7a-loan-white-paper-eligibility-requirements-speritas-capital-1200x800-3x2+%281%29.jpg Financing Articles - SBA 7(a) Loans: Eligibility Requirements - Make it stand out Detailed list of what businesses are eligible for an SBA 7a loan https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: Eligibility Requirements - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sba-7a-loan-guaranty-fee-explained-white-paper monthly 0.5 2023-05-03 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1640882927699-4DYVABVGWW9U07AUX2XE/sba7a-loan-white-paper-guaranty-fee-speritas-capital-1200x800-3x2.jpg Financing Articles - SBA 7(a) Loans: The SBA Guaranty Fee Explained - Make it stand out SBA 7a Loan Guaranty fee explained, with exceptions for veterans https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - SBA 7(a) Loans: The SBA Guaranty Fee Explained - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/hartford-ct-accounts-receivable-financing monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1658326707598-5R2OJMH6BWZB1X1JSZ7F/hartford-ct-accounts-receivable-financing-manufacturing-2022-1200x800-speritas-capital.jpg Financing Articles - Hartford CT Accounts Receivable Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Hartford CT Accounts Receivable Financing - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/green-building-certifications-widen-financing-options-improves-funding-chances monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1be26db1-b889-441c-b224-c1c91c82b647/green-building-opens-financing-options-speritas-capital-partners-1200x800.jpg Financing Articles - The Financing Benefits of Green Building - Make it stand out Building green is both good for the environment, and good for financing your commercial real estate projects https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - The Financing Benefits of Green Building - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/13-steps-to-a-perfect-commercial-loan-pitch monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632952136611-UG474WN7KH3VQOKRKYXA/how-to-pitch-lenders-13-steps-prepare-package-present-speritas-capital-1200x644.jpg Financing Articles - How to Craft a Perfect Loan Pitch in 13 Steps - Make it stand out Craft a perfect loan pitch - prepare, package, present. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - How to Craft a Perfect Loan Pitch in 13 Steps - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/asset-based-lending-beginners monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/7be52918-9a3b-490e-954f-234ab78e496d/empty-pallet-asset-based-lending-beginner-guide-speritas-1200x800.jpg Financing Articles - Asset Based Lending for Beginners - Make it stand out Pros and cons of accounts receivable financing for beginners, what’s good and what’s bad, is it for you? https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Asset Based Lending for Beginners - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/business-financing-strategies-to-weather-covid-crisis monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/2c4fee46-f6d8-4c83-9daa-690b7a20f736/beyond-ppp-main-street-lending-federal-reserve-04-2020-1200x800-speritas-capital.jpg Financing Articles - Financing Strategies for Business Survival During COVID: PPP, Loan Forgiveness, Lender Discussions & Managing Cash - Make it stand out Looking beyond the Paycheck Protection program to weather funding difficulties during COVID and other disasters. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Financing Strategies for Business Survival During COVID: PPP, Loan Forgiveness, Lender Discussions & Managing Cash - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/how-to-start-a-craft-brewery monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1659465672232-CMYCENHJLF75X6EKDKTK/9-things-to-consider-before-starting-a-craft-craft-brewery-speritas-capital.jpg Financing Articles - How to Start a Craft Brewery or Microbrewery: 9 Things to Consider First - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - How to Start a Craft Brewery or Microbrewery: 9 Things to Consider First - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/alternative-nonbank-financing-vs-bank-financing-what-is-nontraditional-lending monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/c8ee0f40-171c-4f5d-9f20-18d9ce765b62/alternative-lenders-nonbank-when-bank-says-no-speritas-capital-2022.png Financing Articles - When Your Bank Says No - Five Benefits of Working with Nontraditional Nonbank Lenders vs. Bank Lenders - Make it stand out 6 sources of equity injection that meet the SBA requirements for a business acquisition https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - When Your Bank Says No - Five Benefits of Working with Nontraditional Nonbank Lenders vs. Bank Lenders - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/5-keys-to-funding-technology-business-scale-ups monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/862d303e-8d1a-444f-bc2f-7ddc83a37051/5-ways-to-fund-tech-scale-up-finance-tech-business-speritas-capital-copyright.jpg Financing Articles - 5 Keys to Funding Your Technology Business Scale Up - Make it stand out Funding a technology business scale up can be the most dangerous time of all - plan ahead with key strategies https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - 5 Keys to Funding Your Technology Business Scale Up - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/15-ways-to-find-your-perfect-commercial-loan-broker monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1633030545087-P64YCN6BRL879K0AHGDX/how-to-choose-a-commercial-loan-broker-you-can-trust-speritas-capital+1000x644+copy.jpg Financing Articles - How To Choose a Commercial Loan Broker You Can Trust - Make it stand out How to choose a commercial loan broker that you can trust and partner with? https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - How To Choose a Commercial Loan Broker You Can Trust - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/liquidity-planning-8-steps-to-an-accurate-cash-flow-forecast-template monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629664155519-P4W6KE24SMR6GNZ8BDY2/cash-flow-8-steps-to-accurate-cash-flow-forecast-speritas-capital+%281%29.png Financing Articles - How to Manage your Liquidity: 8 Steps to an Accurate Cash Flow Forecast, with Template - Make it stand out Eight Steps to an Accurate Cash flow forecast - with a helpful template for borrowers to use https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629662328420-R20PSOL3TN6AC42YIZBA/simple-cash-flow-template-speritas-capital-partners-jeff-bardos+%281%29.png Financing Articles - How to Manage your Liquidity: 8 Steps to an Accurate Cash Flow Forecast, with Template - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1650659749323-N09SLVTAETJ5MBA4JZIW/nefa-newsline-may-june-2022-liquidity-planning-pandemics-jeff-bardos-speritas-1200x800.jpg Financing Articles - How to Manage your Liquidity: 8 Steps to an Accurate Cash Flow Forecast, with Template - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - How to Manage your Liquidity: 8 Steps to an Accurate Cash Flow Forecast, with Template - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/articles/pros-cons-accounts-receivable-financing monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/2405b62a-5da7-4f59-be41-f7b7848c4a7e/accounts-receivable-financing-pros-cons-invoice-speritas-1200x800-2.jpg Financing Articles - The Pros and Cons of Accounts Receivable Financing - Make it stand out Pros and cons of accounts receivable financing, what’s good and what’s bad https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - The Pros and Cons of Accounts Receivable Financing - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/new-haven-ct-healthcare-practice-biotech-finance monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1658341282329-ZXNPSHNP5SGMAVMHFSGA/new-haven-ct-biotech-healthcare-financing-lifesciences-medical-business-hub-yale-university-speritas-capital.jpg Financing Articles - New Haven CT Healthcare Business Financing - Make it stand out The Yale Campus and the Yale Library tower over the central lawn in New Haven, CT https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - New Haven CT Healthcare Business Financing - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/four-reasons-small-business-is-important-to-local-economy monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1659039040203-W6B9BKCXPIXEQWUQZVBH/why-small-business-important-to-local-economy-speritas-capital.jpg Financing Articles - Four Reasons Small Businesses are Important to the Local Economy - Make it stand out Cute graphic of storefronts showing small businesses on ‘main street USA’. A Bistro, pastry shop, and florist. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Four Reasons Small Businesses are Important to the Local Economy - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/sample-sources-and-uses-table-sba-loan-explained monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1633111528727-K4Z5L4N1LIRYB3GOV4ND/sources-and-uses-of-funds-table-business-acquisition-sba-loan-speritas-capital-article-1000x644.jpg Financing Articles - What is a Sources and Uses Table in Commercial Lending & Why do you Need One? - Make it stand out Infographic - a spreadsheet sample sources and uses table for borrowers - with the title ‘Why create a Sources & Uses of Funds Table?’ https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1633104121208-GZEGCYHL2L0AP49KGO3V/sources-and-uses-table-business-acquisition-sba-loan-speritas-capital.jpg Financing Articles - What is a Sources and Uses Table in Commercial Lending & Why do you Need One? - Make it stand out Sample sources and uses table showing Sources as the equity injection, SBA loan, Gift, Seller Note, and showing uses showing acquisition cost, Real Estate, Working Capital and SBA Guarantee fees https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - What is a Sources and Uses Table in Commercial Lending & Why do you Need One? - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/articles/using-an-sba-7a-504-loan-to-finance-equipment-acquisition monthly 0.5 2022-12-02 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/9feaf995-fe33-4e47-ab8e-4a7525cc0bfa/sba-7a-504-loan-for-equipment-finance-speritas-capital-partners-2019-2x3.jpg Financing Articles - Have You Considered an SBA 7a or SBA 504 Loan for Your Next Equipment Acquisition? - Make it stand out The front cover of the March/April, 2019 Newsline issue in which this article appeared https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Financing Articles - Have You Considered an SBA 7a or SBA 504 Loan for Your Next Equipment Acquisition? - Make it stand out Jeff Bardos, CEO Speritas Capital Partners, Debt Advisors https://www.speritascapital.com/recently-funded daily 0.75 2025-07-25 https://www.speritascapital.com/recently-funded/3mm-revenue-based-loan-mrr-saas-crm-international-nyc monthly 0.5 2025-07-25 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/f59968e5-1ada-42d9-8abb-197334afbca0/revenue-based-loan-saas-mrr-non-bank-international-nyc-london-recently-funded-3mm-speritas-capital-ct.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.5MM Revenue-based Credit Facility for an International SaaS Company - Make it stand out Graphic of a building with a smokestack and a wrench - depicting ‘manufacturing’. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.5MM Revenue-based Credit Facility for an International SaaS Company - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/3mm-asset-backed-line-of-credit-traditional-bank-tech-driven-staffing monthly 0.5 2025-07-22 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/82dcd2d3-4f4e-4850-91d3-e5d387555718/%243.5MM+asset+based+line+of+credit+technology+driven+staffing+company+texas+.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3.5MM Asset-Based Line of Credit for a Technology Driven Staffing Operations Business - Make it stand out Graphic of a building with a smokestack and a wrench - depicting ‘manufacturing’. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/113f8224-4074-4a37-ae62-71933bf5245b/3.5+million+tech-driven+staffing+abl+loan-speritas-capital-2025-texas-company.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3.5MM Asset-Based Line of Credit for a Technology Driven Staffing Operations Business - Make it stand out Graphic showing the details of a $27MM asset backed line of credit for a Massachusetts based manufacturer https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3.5MM Asset-Based Line of Credit for a Technology Driven Staffing Operations Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/asset-backed-line-of-credit-bank-to-non-bank-new-england-18-million monthly 0.5 2025-05-14 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/8d67f7fd-5455-486f-8fb4-778d01193b94/%2418MM+asset+based+loan+with+alternative+lender+for+New+England+manufacturer+under+stressors+from+covid.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $18MM Asset-Based Line of Credit for a New England Manufacturer - Make it stand out Graphic of a building with a smokestack and a wrench - depicting ‘manufacturing’. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1997157c-055a-4693-afe8-00a04761841e/deal-page-18mm-abl-new-england-manufacturer-sofr-tiered-pricing.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $18MM Asset-Based Line of Credit for a New England Manufacturer - Make it stand out Graphic showing the details of a $27MM asset backed line of credit for a Massachusetts based manufacturer https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $18MM Asset-Based Line of Credit for a New England Manufacturer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/sba-504-loan-commercial-real-estate-acquisition-renovation-retail-stamford-ct-3-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/6d12816d-2dde-45c7-90a3-987013f5bffc/%243mm+sba+504+loan+acquire+and+renovate+a+commercial+property+for+retail+business+stamford+ct.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM SBA 504 Loan for a Commercial Real Estate Acquisition and Renovation for Luxury Retail | Stamford, CT - Make it stand out $4.2MM SBA 7a acquisition loan for 21 Location Tanning Franchise located in California https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/44759ef5-7d11-470d-b21d-7df6c4b5874d/sba-504-real-estate+acquisition-renovation-stamford-ct-3-million-luxury-retail-seritas-capital-transparent.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM SBA 504 Loan for a Commercial Real Estate Acquisition and Renovation for Luxury Retail | Stamford, CT - Make it stand out Details of recently funded SBA 7a loan for a California-based 21 location franchise https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM SBA 504 Loan for a Commercial Real Estate Acquisition and Renovation for Luxury Retail | Stamford, CT - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/sba-7a-loan-100-percent-working-capital-california-2-point-6-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/6df05072-44d7-4bf8-8a06-0b737285d48d/%242.6M-sba-7a-loan-working-capital-plushy-business-cozy-video-game-brand-extension-development-california.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.6MM SBA 7a Working Capital Loan for a Toy Business Digital Brand Extension | CA - Make it stand out $4.2MM SBA 7a acquisition loan for 21 Location Tanning Franchise located in California https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/b63ca74c-d596-4ecc-be5d-738bb7cac067/%242.6M-working-capital-loan-sba-7a-plushy-merchandising-digital-brand-extension-california.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.6MM SBA 7a Working Capital Loan for a Toy Business Digital Brand Extension | CA - Make it stand out Details of recently funded SBA 7a loan for a California-based 21 location franchise https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.6MM SBA 7a Working Capital Loan for a Toy Business Digital Brand Extension | CA - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/sba-7a-cold-stone-creamery-franchise-financing-new-jersey-400k monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/ad323d0e-6947-4ba1-b1c3-d12596721b85/%24370k-sba-7a-loan-cold-stone-creamery-franchise-new-jersey-speritas-capital-2020.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $370K SBA 7a Loan for a Cold Stone Creamery Franchise Start-up | NJ - Make it stand out $4.2MM SBA 7a acquisition loan for 21 Location Tanning Franchise located in California https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/3f4b39a6-782e-4b11-b06a-ab43535cd561/cold-stone-creamery-franchise-loan-sba-7a-start-up-speritas-capital-white-background+copy.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $370K SBA 7a Loan for a Cold Stone Creamery Franchise Start-up | NJ - Make it stand out Details of recently funded SBA 7a loan for a California-based 21 location franchise https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $370K SBA 7a Loan for a Cold Stone Creamery Franchise Start-up | NJ - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/asset-based-line-of-credit-industrial-consulting-firm-ct-3-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/d06d9b6c-0d0a-4dc7-8363-c0b685934ca7/%242.5MM-asset-based-line-of-credit-industrial-consulting-firm-CT-recently-funded-+speritas-capital.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.5MM Asset-Based Line of Credit | Industrial Consulting Firm | CT - Make it stand out $2.5MM Recently Funded Asset-Based Line of Credit | Industrial Consulting Firm | CT. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/8f58ca5c-3380-4742-8a41-aee5f1d77c01/%242.5MM-asset-based-line-of-credit-ct-industrial-consulting-firm-turnaround-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.5MM Asset-Based Line of Credit | Industrial Consulting Firm | CT - Make it stand out Details of recently funded $2.5MM Asset-Based Line of Credit for a CT-based industrial consulting firm in turnaround. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $2.5MM Asset-Based Line of Credit | Industrial Consulting Firm | CT - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/asset-backed-line-of-credit-massachusetts-27-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/0237c5d7-aea7-465a-bee6-a98e2d7956dd/%2427million-abl-line-financing-massachusetts-manufacturer-recently-funded.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $27MM Asset-Backed Line of Credit for a Massachusetts Manufacturer - Make it stand out Graphic of a building with a smokestack and a wrench - depicting ‘manufacturing’. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/4083f1dd-eddd-4cb5-b8ba-0cbca64cd009/27million-dollar-abl-loan-speritas-mass-manufacturer.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $27MM Asset-Backed Line of Credit for a Massachusetts Manufacturer - Make it stand out Graphic showing the details of a $27MM asset backed line of credit for a Massachusetts based manufacturer https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $27MM Asset-Backed Line of Credit for a Massachusetts Manufacturer - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/construction-completion-bridge-loan-ct-real-estate-investor-350k-2nd-lien monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1651077990950-8N3WLAAZWUZH12NL9IS5/construction-completion-bridge-loan-second-lien-greenwich-ct-speritas-capital-recently-funded-copyright-350k-2021.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $350K Construction Completion Bridge Loan with 2nd Lien | CT - Make it stand out $350K Construction Completion Bridge Loan with Second Lien | Greenwich, CT | Recently Funded https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/389ecbc6-9907-498e-a0e1-237c2509ad0d/construction-completion-bridge-loan-2nd-lien-greenwich-ct-350k-speritas-capital-recently-funded.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $350K Construction Completion Bridge Loan with 2nd Lien | CT - Make it stand out Details of recently funded construction completion bridge loan with a second lien for a CT luxury real estate investor/developer. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $350K Construction Completion Bridge Loan with 2nd Lien | CT - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded/commercial-real-estate-bridge-loan-for-ct-packaging-company-3-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1651170299607-2422U00PRM7ECYK7AP17/industrial-packaging-commercial-real-estate-bridge-loan-connecticut-recently-funded-3mm-speritas-capital.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM Commercial Real Estate Bridge Loan | Industrial Packaging Client | CT - Make it stand out $3MM Commercial Real Estate Bridge Loan | Connecticut Packaging Company | Recently Funded https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1cd0c1d4-5ebc-471a-98a5-7ae872122259/commercial-real-estate-bridge-loan-ct-industrial-packaging-recently-funded-3mm-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM Commercial Real Estate Bridge Loan | Industrial Packaging Client | CT - Make it stand out Details of recently funded commercial real estate bridge loan for a CT based manufacturer in turnaround. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $3MM Commercial Real Estate Bridge Loan | Industrial Packaging Client | CT - Make it stand out Pretty in Pink! Speritas CEO Jeff Bardos in his favorite pink shirt. https://www.speritascapital.com/recently-funded/mixed-use-commercial-real-estate-financing-stamford-ct-400k monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1651179259371-O5211C1PELDBHQ5LF7XO/mixed-use-commercial-real-estate-financing-1-4-units-stamford-ct-400k-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $400K+ Mixed Use Commercial Real Estate Financing 1-4 Units | CT - Make it stand out $400K loan for a CT real estate investor to acquire a mixed use, 1-4 unit building in Stamford CT https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/04340915-9170-4f1e-a048-75f5d66a9175/mixed-use-commercial-real-estate-loan-stamford-ct-investor-1-4-units-400k-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $400K+ Mixed Use Commercial Real Estate Financing 1-4 Units | CT - Make it stand out Details of recently funded mixed use commercial real estate loan in Stamford, CT. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $400K+ Mixed Use Commercial Real Estate Financing 1-4 Units | CT - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/fix-and-flip-commercial-real-estate-financing-ct-200k monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1651245407989-AII60IN5DVRAQV5WH7U9/400K-fix-and-flip-1-4-family-commercial-real-estate-loan-CT-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K 1-4 Family Fix & Flip Acquisition | CT - Make it stand out Speritas Capital helped bring this 1-4 Family $200K Fix and Flip acquisition in CT to a quick close. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/0ef8551d-c50c-4029-8c1e-7df16a285951/200k-fix-and-flip-1-4-family-commercial-real-estate-loan-CT-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K 1-4 Family Fix & Flip Acquisition | CT - Make it stand out Details of recently funded fix and flip, 1-4 family property acquisition in CT. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K 1-4 Family Fix & Flip Acquisition | CT - Make it stand out This pink shirt really complements our Speritas CEO’s peppered with gray hair. https://www.speritascapital.com/recently-funded/commercial-industrial-loan-secured-by-private-jet-ct-750k monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1651252292127-V7EXN3I71TM9WC1NPN5G/%24750K-commercial-industrial-loan-secured-by-private-jet-CT-recently-funded-speritas-capital.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $750K Commercial/Industrial Loan Secured by Private Aircraft | CT - Make it stand out $750K commercial industrial loan secured by a private jet for a CT investor https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/a066af92-aad1-4bd9-b63b-901f845d5e50/%24750K-commercial-industrial-loan-secured-by-private-jet-ct-recently-funded-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $750K Commercial/Industrial Loan Secured by Private Aircraft | CT - Make it stand out Details of a $750K recently funded commercial industrial loan secured by a private aircraft for a CT investor. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $750K Commercial/Industrial Loan Secured by Private Aircraft | CT - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/sba-7a-multi-location-franchise-acquisition-loan-ca-4-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/027c5b06-aefc-464f-b5d3-7ecf9cb2712b/%244.2mm-sba-7a-acquisition-loan-CA-21-location-tanning-franchise-speritas-capital.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $4.2MM SBA 7a Franchise Acquisition Loan for West Coast Entrepreneur - Make it stand out $4.2MM SBA 7a acquisition loan for 21 Location Tanning Franchise located in California https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/4ab40373-063e-47e0-8e78-fab34902efc6/%244MM-21-franchise-acquisition-tanning-ca-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $4.2MM SBA 7a Franchise Acquisition Loan for West Coast Entrepreneur - Make it stand out Details of recently funded SBA 7a loan for a California-based 21 location franchise https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $4.2MM SBA 7a Franchise Acquisition Loan for West Coast Entrepreneur - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/equipment-finance-loan-abl-northeast-flooring-manufacturer-8-million monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/8e04e691-9edb-4efd-af93-fa92ee4a79fd/nj-flooring-manufacturer-equipment-finance-turnaround-speritas-capital-recently-funded+%281%29.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $8MM Equipment Finance Deal for NJ Flooring Manufacturer - Make it stand out $8MM Equipment financing for NJ Flooring Manufacturer https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/bd15ea27-45a9-4b60-9be1-2ac6b9befe9e/nj-flooring-manufacturer-8mm-equipment-finance-speritas-capital-recently-funded.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $8MM Equipment Finance Deal for NJ Flooring Manufacturer - Make it stand out Details of recently funded equipment financing for NJ Flooring Manufacturer launching new product line https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $8MM Equipment Finance Deal for NJ Flooring Manufacturer - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/recently-funded/sba-7a-loan-pizza-restaurant-acquisition-ct monthly 0.5 2025-01-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/6eae189b-a316-443a-9d04-974cfb2e03dc/ct-pizza-restaurant-acquisition-sba-7a-loan-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K SBA 7a Loan | Pizza Restaurant Acquisition | CT - Make it stand out CT Pizza Restaurant Acquisition - SBA 7a loan https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/48f44f4e-387d-4f16-8262-44e9a98d1def/ct-pizza-restaurant-acquisition-sba-7a-speritas-capital.png Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K SBA 7a Loan | Pizza Restaurant Acquisition | CT - Make it stand out SBA 7a Loan to acquire a Fairfield County, CT Pizza Restaurant https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Recently Funded Deals & Case Studies - RECENTLY FUNDED | $200K SBA 7a Loan | Pizza Restaurant Acquisition | CT - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/about-us daily 0.75 2025-01-20 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg About - Meet Jeff Bardos CEO, Speritas Capital Partners I founded Speritas Capital Partners to help small and lower middle market businesses broaden their access to the right kind of capital. With 30+ years of experience in the financial services industry, I bring a unique perspective and skill set to Speritas Capital. Starting off at the NY Fed, I’ve worked at senior levels in commercial banking, retail banking, strategic planning, liquidity risk management and regulatory affairs. I’ve also played senior founding roles in several start-ups where I learned first-hand that access to capital is one of the most significant hurdles facing small and lower middle market businesses. The greatest need a business owner has is for honest, actionable advice that can be translated into a clear and concise capital action plan. I’m happy to share my knowledge with my clients and with CT’s growth business owners through the CTNext Mentor Network program. At Speritas Capital, we work by partnering with business owners and executives to reach a common understanding of objectives, opportunities and risks. We help clients develop a compelling story for potential lenders – backed by numbers – that leads to a successful funding. Call/text Jeff: 203-247-4358 Schedule a call with Jeff https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/043949d3-2778-4902-820f-642286ad2267/cathy-blood-headshot-2+-transparent.jpg About - Meet Cathy Blood Partner & Director of Marketing My role at Speritas is a creative one. I help potential clients understand why we’re different from (and better than!) other commercial debt advisors. So I focus a lot of my time on telling funding stories and creating engaging (and educational) content that speaks to our great reputation and extensive banking & structuring experience. While I began my career at the New York Federal Reserve Bank, I’ve spent the past 20 years embedded in the new media and digital world. I’ve started online businesses and I continue to help organizations with their overall online presence, including content creation, website visibility, SEO and email communications. As an entrepreneur I understand the extraordinary devotion business owners demonstrate every day, especially women business owners. I’m an active participant in local women’s business development programs and networking groups, including Woman Owned Greenwich where I am a Steering Committee member. Even though the Women’s Business Ownership Act passed in 1988, (women could finally take out a business loan without a male cosigner), female entrepreneurs still face significant obstacles when trying to access capital. Through Speritas, I hope to build greater awareness among women of alternative and appropriate (nonbank) funding sources. https://www.speritascapital.com/home daily 1.0 2026-01-07 https://www.speritascapital.com/commercial-financing/asset-based-lines-of-credit daily 0.75 2023-05-04 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629219858711-IM8NT21UG5A70VZQRN6N/speritas-asset-based-lines-of-credit.jpg Asset Based Lines of Credit Calculating an Asset-Based Line of Credit Impact on P&L https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Asset Based Lines of Credit - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/accounts-receivable-financing daily 0.75 2023-05-04 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629499049293-VIA5FO4OE7UP9BG9HMWK/accounts-receivable-financing-product-image-1280.jpg Accounts Receivable Financing https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Accounts Receivable Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/purchase-order-financing daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629501174266-W8KBME8EEG4E7XPHXIOW/speritas-purchase-order-financing-conveyor-belt.jpg Purchase Order Financing https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Purchase Order Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/equipment-financing daily 0.75 2025-07-24 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629654566888-8E2AK9I9IV4CZ7F9KR3Q/Speritas-Equipment-financing.jpg Equipment Financing https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Equipment Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/healthcare-practice-financing daily 0.75 2023-05-04 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629660727307-L6EEE5NN2K77H5GHYT0N/Speritas-Healthcare-financing-xray.jpg Healthcare Practice Financing https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Healthcare Practice Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/commercial-real-estate-financing daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632492308207-S7LCOOK51FBJDSJJBHAI/commercial-real-estate-financing-construction-hard-hat-speritas-capital.jpg Commercial Real Estate Summary Commercial Real Estate development requires a hard hat! https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Commercial Real Estate Summary - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/commercial-real-estate-bridge-loans daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632499838030-MHO7GWIF5AJTCKNEAJ0U/commercial-real-estate-bridge-loans-speritas-capital.jpg Commercial Real Estate Financing Bridge Loans Commercial Real Estate Bridge Loan used to build large residential unit https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Commercial Real Estate Financing Bridge Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/multifamily-commercial-property-loans daily 0.75 2024-04-18 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632512396607-MHBMGPF0QUK3MC8ZK2TC/multifamily-apartment-building-perfect-for-multi-family-financing-speritas.jpg Multifamily Commercial Loans Multifamily loans and financing for properties with 5+ units, like this midrise apartment complex https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Multifamily Commercial Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/freddie-mac-multifamily-loans daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632749755688-XU1933HQWC56AKQY8R8I/exterior-renovation-freddie-mac-small-balance-funded-loan.jpg Freddie Mac Small Balance Multifamily Loan Programs Renovation and improvements of this student housing was funded by a Freddie Mac Small Balance Multifamily loan. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Freddie Mac Small Balance Multifamily Loan Programs - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/cmbs-conduit-loans daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632833536208-YU4CBNA5BPGOJVQ96FLJ/hotel-eligible-for-cmbs-loan.jpg CMBS Conduit Loans A CMBS loan financed the acquisition of this commercial real estate property, a small hotel. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg CMBS Conduit Loans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/fix-flip-fix-rent-loans daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632833429255-LOVR4JLWCH3XLCN7Z0AJ/fix-and-flip-and-fix-and-rent-loans-speritas.jpg Fix and Flip & Fix and Rent Loans Buyer checks out a fix & flip acquisition. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Fix and Flip & Fix and Rent Loans - Make it stand out Jeff Bardos, CEO Speritas Capital Partners https://www.speritascapital.com/commercial-financing/sba-7a-loans-for-small-business daily 0.75 2025-11-20 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/35f2c569-5535-4894-803d-8ebd68750c65/woman-small-business-7a-loan-making-dumplings.jpg SBA 7a Loans for Small Business Starting a small business in a commercial kitchen making dumplings! https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/baedf96a-54e5-4812-8008-008daa238bd4/coffee-roaster-ny-sba7a-loan-expansion-speritas-capital.jpg SBA 7a Loans for Small Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg SBA 7a Loans for Small Business - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/franchise-acquisition-sba-7a-loan daily 0.75 2025-11-20 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/9eeed1e2-a745-4782-b880-3fa2e843363a/exercise-class-gym-financed-through-sba-7a-loan-speritas-capital.jpg SBA 7a Loans for Franchise Acquisition Gym Franchise & equipment financed through an SBA 7a Loan https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg SBA 7a Loans for Franchise Acquisition - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/recently-funded-deals daily 0.75 2025-02-26 https://www.speritascapital.com/referral-program daily 0.75 2025-12-01 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Referral Program - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/schedule-a-call-with-speritas-capital daily 0.75 2026-01-30 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Schedule a Call - Schedule a Call with Jeff Bardos, CEO Speritas Capital Partners Let’s talk! A call with an experienced debt advisor is the quickest way to assess your financing options. We specialize in helping business with difficult credit, collateral, and cash flow situations. And we never take upfront fees. I’m currently traveling so the best way to start the process is to text me at 203-247-4358 or email me. https://www.speritascapital.com/contact-us daily 0.75 2024-01-25 https://www.speritascapital.com/contact-us-main-jot-form daily 0.75 2022-12-03 https://www.speritascapital.com/commercial-financing daily 0.75 2022-12-01 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629219858711-IM8NT21UG5A70VZQRN6N/Speritas-asset-based.jpg Commercial Financing - Asset-Based Financing Options Asset-Based Financing Learn More https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632492308207-S7LCOOK51FBJDSJJBHAI/commercial-real-estate-construction-hard-hat-speritas-capital.jpg Commercial Financing - Commercial Real Estate Financing Commercial Real Estate https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/9eeed1e2-a745-4782-b880-3fa2e843363a/exercise-class-gym-financed-through-sba-7a-loan-speritas-capital.jpg Commercial Financing - SBA 7a and 504 Loans REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629501174266-W8KBME8EEG4E7XPHXIOW/speritas-purchase-order-financing-conveyor-belt.jpg Commercial Financing - Purchase Order Financing Options REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632512396607-MHBMGPF0QUK3MC8ZK2TC/multifamily-apartment-building-perfect-for-multi-family-financing-speritas.jpg Commercial Financing - Multifamily 5+ Loan Options REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/baedf96a-54e5-4812-8008-008daa238bd4/coffee-roaster-ny-sba7a-loan-expansion-speritas-capital.jpg Commercial Financing - Business Acquisition Financing - 7a Loan REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629654566888-8E2AK9I9IV4CZ7F9KR3Q/Speritas-Equipment-financing.jpg Commercial Financing - Equipment Financing Options REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629660727307-L6EEE5NN2K77H5GHYT0N/Speritas-Healthcare-financing-xray.jpg Commercial Financing - Healthcare Financing Options REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632499838030-MHO7GWIF5AJTCKNEAJ0U/commercial-real-estate-bridge-loans-speritas-capital.jpg Commercial Financing - Commercial Real Estate Bridge Loans REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1632833536208-YU4CBNA5BPGOJVQ96FLJ/hotel-eligible-for-cmbs-loan.jpg Commercial Financing - CMBS Conduit Loan Options REQUEST INFO https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/9eeed1e2-a745-4782-b880-3fa2e843363a/exercise-class-gym-financed-through-sba-7a-loan-speritas-capital.jpg Commercial Financing - Franchise Acquisition Loans REQUEST INFO https://www.speritascapital.com/newsletter-sign-up daily 0.75 2022-12-01 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Newsletter Sign-Up Page - Make it stand out Jeff Bardos, CEO: “I’ll share my market observations and creative financing strategies with you every month.” https://www.speritascapital.com/ct-business-resources daily 0.75 2022-12-02 https://www.speritascapital.com/commercial-financing/asset-based-financing daily 0.75 2022-11-29 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/3851a678-b948-4ddc-a329-ac87a0a182f7/forklift-asset-based-financing-summary-page-speritas-capital.jpg Asset Based Financing Calculating an Asset-Based Line of Credit Impact on P&L https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg Asset Based Financing - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.speritascapital.com/commercial-financing/sba-504-loan-program-faqs daily 0.75 2025-11-20 https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/8e7b93a0-4c5f-48d8-a78f-b75914b0633d/old-building-for-sale-sba-504-loan-speritas-capital-partners.jpg https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/f8f39ca9-8094-4c96-b4ef-2e01f55fb762/chari-pink-luxury-find-retail-sba-504-loan-speritas-capital.png https://images.squarespace-cdn.com/content/v1/6116d9a09489d87b249e5901/1629229294022-BYSS4JFW3IRNSWEE8LDT/jeff-bardos-headshot-2021-speritas-capital-square-white-background.jpg