Referral Program

Speritas Capital Partners –  Referral Program

Speritas Capital is a debt advisory firm, arranging financing for small to lower middle market businesses and commercial real estate investors. We have deep experience in asset-based lending, acquisition finance and all types of commercial properties.

We work with other intermediaries who benefit from leveraging our product expertise, our expertise in providing solutions for difficult credit situations and our broad lender network.

We Have Referral Partnerships With:

  • Commercial bankers with clients they cannot fund in-house. (When we encounter a bankable deal, we refer those deals back to our bank partners.)
  • Commercial loan brokers who need specialized expertise or structuring help
  • Commercial real estate mortgage brokers who need help with a complicated structure or with combination loans.
  • Alternative lenders who need structuring help outside their wheelhouse
  • Turnaround Professionals
  • Attorneys
  • Accountants
  • Fractional CFOs
  • Business Advisors
  • Government-Sponsored Economic Development Organizations

Referrals & Your Client Relationships

We understand that our referral partners have worked hard to develop their client relationships. Our approach is to work with the referral partner and the client directly while always respecting the client-referral partner relationship. We keep our referral partners in the loop every step of the way.

Referral Commissions

We provide some of the most competitive referral commissions in the industry. Our referral rates are discussed and agreed upon up front so there are no surprises. Fairness to the borrower – your client – is paramount.

We document our referral relationships in most cases so that both sides understand their responsibilities. Our fairness, speed and expertise is why many of our referrals partners bring us multiple deals each year.


Interested in a formal referral arrangement? Schedule a call with our CEO Jeff Bardos or call 203-247-4358.

View some of our recently funded deals.

Learn more about how we work & our principles.

Learn more about us.


About Jeff Bardos, CEO, Speritas Capital Partners

Jeff has over 30 years of experience in the financial services industry. After graduating from the Columbia Business School, he joined the New York Federal Reserve Bank as a senior staff member in Bank Supervision, leading the Bank Analysis department. From the nation’s central bank, Jeff moved into the private sector, working at senior levels in commercial banking, retail banking and risk management. He has also played senior founding roles in several start-ups. Learn more about Jeff.

Contact Info
Jeffrey Bardos
CEO Speritas Capital Partners
Call/text Jeff at 203-247-4358
Email Jeff
 with your financing questions
Schedule a call using our online scheduling tool.

Greenwich, CT based Speritas Capital Partners specializes in complex credit, collateral and cash flow situations and we never take upfront fees.

Because Speritas Capital is a debt advisory firm, we have access to a wide variety of lending structures. We’re not beholden to any one lender or structure so we can use our creativity and experience to design a structure that truly fits the needs of our clients.