CMBS Conduit Loans
Speritas Capital Partners arranges CMBS (commercial mortgage-backed securities) conduit loans that can be used for acquiring or refinancing commercial real estate properties. This financing technique gives commercial real estate investors access to efficient capital markets funding sources.
CMBS conduit loans are fixed-rate, senior mortgage loans secured by stabilized, income-producing commercial real estate properties. CMBS conduit loans are pooled together by Wall Street investment banks and sold as securities to investors. The borrower’s loan process is not affected by this post-closing process. This pooling process and access to deep capital markets translates into lower rates than other highly leveraged sources.
CMBS conduit loan program features:
- Loan amounts starting at $2 million
- Unrestricted cash out
- LTVs up to 75 percent
- Amortizations up to 30 years
- Closing as fast as 30-45 days
- No personal guarantees / limited recourse
- Competitive, capital markets based interest rates
- Available nationwide
CMBS conduit loans can be used for a wide range of properties, including:
- Office buildings
- Shopping centers
- Multifamily properties
- Industrial facilities
- Self storage
- Mixed use
CMBS Conduit Loan Qualifications
CMBS conduit loans are non-recourse and the underwriting process focuses on each property’s cash flow. As such, all commercial properties involved must be stabilized and of B quality or higher.
You need a strategic, cost effective solution to your financing needs and a funding partner you can trust. And one who never takes upfront fees. Let us put our decades of banking and structuring experience to work for you – contact Speritas Capital Partners about how our CMBS conduit loans can work for you today.