CMBS Conduit Loans

Building under construction using CMBS Conduit LoanCMBS Conduit Loans

Speritas Capital Partners arranges commercial mortgage-backed securities (CMBS) conduit loans that can be used for acquiring or refinancing commercial real estate properties. This financing technique gives commercial real estate investors access to efficient capital markets funding sources.

CMBS loans are fixed-rate, senior mortgage loans secured by stabilized, income-producing commercial real estate properties. Conduit loans are pooled together by Wall Street investment banks and sold as securities to investors. The borrower’s loan process is not affected by this post-closing process. This pooling process and access to deep capital markets translates into lower rates than other highly leveraged sources.

Conduit loan programs feature:

  • Loan amounts starting at $2 million
  • Unrestricted cash out
  • LTVs up to 75 percent
  • Amortizations up to 30 years
  • Closing as fast as 30-45 days
  • No personal guarantees / limited recourse
  • Competitive, capital markets based interest rates
  • Available nationwide

CMBS Conduit loans can be used for a wide range of properties:

  • Office buildings
  • Shopping centers
  • Multifamily properties
  • Hotels
  • Industrial facilities
  • Self storage
  • Mixed use

Conduit Loan Qualifications

CMBS loans are non-recourse and the underwriting process focuses on each property’s cash flow. As such, all commercial properties involved must be stabilized and of B quality or higher.

Contact Us

You need a strategic, cost effective solution to your financing needs and a finance advisor you can trust. And one who never takes upfront fees. Let us put our decades of banking and structuring experience to work for you – email Speritas Capital Partners about how our CMBS conduit loans can work for you today.

Call/text Jeff Bardos, CEO
directly at 203-247-4358
Schedule a call