Loan Covenants Explained: How to Review & Negotiate Covenants to Avoid Covenant Breaches

Loan Covenants Explained: How to Review & Negotiate Loan Covenants to Avoid Covenant Breaches By Jeff Bardos, CEO, Speritas Capital PartnersMay 28, 2021 - Greenwich, ConnecticutSchedule a call now! My Experience with Loan Covenant Negotiation In my experience as a debt advisor,...

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Creative Financing Options for Craft & Microbreweries

Creative Financing Options for Craft & Microbreweries By Jeff Bardos (avid home brewer) and CEO, Speritas Capital Partners April 12, 2021 - Greenwich, CT Schedule a call! Throughout the country, craft and microbreweries continue to grow and expand. Demand is huge, but there...

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6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition

What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?  By Jeff Bardos, CEO, Speritas Capital PartnersJanuary 19, 2021 - ConnecticutSchedule a call now! What exactly is an equity injection in...

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How to Craft a Perfect Loan Pitch in 13 Steps

How to Craft the Perfect Lender Pitch for Your Business in 13 Steps Develop a compelling narrative Support with data & market research Integrate strategy with an operating plan Show that you can or have invested (see more on equity here) Highlight your management...

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How to Start a Craft Brewery – Nine Things to Consider

How to Start a Craft Brewery – Nine Things to Consider

Nine Things to Consider When Starting a Craft Brewery By Jeff Bardos (avid home brewer) and CEO, Speritas Capital Partners September 8, 2020 - Greenwich, CT Schedule a call! There's no denying the massive boom in the craft beer industry. The nation now...

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8 Steps to an Accurate Cash Flow Forecast

Looking Beyond the Crisis - Developing a Cash Flow Forecast for your Liquidity Contingency Plan By Jeff Bardos, CEO Speritas Capital PartnersJune 19, 2020 - Greenwich, CT Obviously, COVID-19 impacted revenue more quickly and significantly than most people could have anticipated. As...

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Liquidity Planning in the Age of Pandemics

By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, CTJune 2020 - Originally published in Newsline, the Magazine of the National Equipment Finance Association, May/June 2020 issue, page 22. The severe economic impact of COVID-19 has reinforced the old adage that 'cash...

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Now is the Time to Look Beyond Paycheck Protection Program Loans

April 15, 2020 - Greenwich, CT Look Beyond Paycheck Protection Program Loans - 4 Steps to Take Now Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Paycheck Protection Program (PPP)...

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Three Critical Financing Steps to Take Now – Coronavirus Disruptions

Three Critical Financing Steps to Take Now During the Coronavirus Crisis Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...

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How To Choose a Commercial Loan Broker You Can Trust

How to Choose a Commercial Loan Broker You Can Trust By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, ConnecticutSchedule a call now! There are thousands of local, national and online bank and non-bank lenders. Figuring out which ones are the best match...

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