8 Steps to an Accurate Cash Flow Forecast

Looking Beyond the Crisis - Developing a Cash Flow Forecast for your Liquidity Contingency Plan June 19, 2020 - Greenwich, CT Obviously, COVID-19 impacted revenue more quickly and significantly than most people could have anticipated. As managers, CFOs and owners emerge from...

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Liquidity Planning in the Age of Pandemics

June 2020 - Originally published in Newsline, the Magazine of the National Equipment Finance Association, May/June 2020 issue, page 22. The severe economic impact of COVID-19 has reinforced the old adage that 'cash is king.' Businesses with sufficient cash to weather...

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Now is the Time to Look Beyond Paycheck Protection Program Loans

April 15, 2020 - Greenwich, CT Look Beyond Paycheck Protection Program Loans - 4 Steps to Take Now Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Paycheck Protection Program (PPP)...

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Three Critical Financing Steps to Take Now – Coronavirus Disruptions

Three Critical Financing Steps to Take Now During the Coronavirus Crisis Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...

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Plan Now for Economic Weakness as a Result of COVID-19 Disruptions

Preparing for Short-Term & Long-Term Economic Weakness as a Result of COVID-19 Disruptions These are difficult times for all of us, personally and professionally. On the professional front, businesses are facing uncertain customer demand, difficult supply relationships, and tight cash...

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How To Choose a Commercial Loan Broker You Can Trust

How to Choose a Commercial Loan Broker You Can Trust By Jeff Bardos, CEO Speritas Capital Partners There are thousands of local, national and online bank and non-bank lenders, but figuring out which ones are the best match for your business...

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Speritas Capital Partners advises on $27 million revolving credit facility for a Northeast-based manufacturing company

Closed - $27 million revolving credit facility for a Northeast-based manufacturing company. This facility refinanced a smaller revolver provided by a local bank group, allowing the company to meet growing customer demand. The quality of the customer base, permanent...

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How to Craft a Perfect Loan Pitch in 13 Steps

How to Craft the Perfect Lender Pitch for Your Business in 13 Steps Develop a compelling narrative Support with data & market research Integrate strategy with an operating plan Show that you can or have invested (see more on equity here) Highlight your management...

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Using an SBA 7a Loan for Equipment Finance

Have You Considered an SBA Loan for Your Next Equipment Acquisition? By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) Originally published in Newsline, the Magazine of the National Equipment Finance Association, March/April 2019 issue, page 46 - View Newsline...

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Taking a Strategic Approach to Working Capital

A Strategy for Managing your Company's Working Capital By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) February 20, 2019 – Greenwich, Connecticut Managing working capital is hard work. I've recently talked to several sizable companies that were strapped for cash...

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