Liquidity Planning in the Age of Pandemics

June 2020 - Originally published in Newsline, the Magazine of the National Equipment Finance Association, May/June 2020 issue, page 22. The severe economic impact of COVID-19 has reinforced the old adage that 'cash is king.' Businesses with sufficient cash to weather...

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Now is the Time to Look Beyond Payroll Protection Program Loans

April 15, 2020 Look Beyond Payroll Protection Program Loans - 4 Steps to Take Now Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Payroll Protection Program (PPP) LoanWatch for Details...

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Three Critical Financing Steps to Take Now – Coronavirus Disruptions

Three Critical Financing Steps to Take Now During the Coronavirus Crisis Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...

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Plan Now for Economic Weakness as a Result of COVID-19 Disruptions

Preparing for Short-Term & Long-Term Economic Weakness as a Result of COVID-19 Disruptions These are difficult times for all of us, personally and professionally. On the professional front, businesses are facing uncertain customer demand, difficult supply relationships, and tight cash...

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Speritas Capital Partners advises on $27 million revolving credit facility for a Northeast-based manufacturing company

Closed - $27 million revolving credit facility for a Northeast-based manufacturing company. This facility refinanced a smaller revolver provided by a local bank group, allowing the company to meet growing customer demand. The quality of the customer base, permanent...

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How to Craft a Perfect Loan Pitch in 13 Steps

How to Craft the Perfect Lender Pitch for Your Business in 13 Steps Develop a compelling narrative Support with data & market research Integrate strategy with an operating plan Show that you can or have invested (skin in the...

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Using an SBA 7a Loan for Equipment Finance

Have You Considered an SBA Loan for Your Next Equipment Acquisition? By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) Originally published in Newsline, the Magazine of the National Equipment Finance Association, March/April 2019 issue, page 46 - View Newsline...

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Taking a Strategic Approach to Working Capital

A Strategy for Managing your Company's Working Capital By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) February 20, 2019 – Greenwich, Connecticut Managing working capital is hard work. I've recently talked to several sizable companies that were strapped for cash...

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Multifamily Financing: 6 Commercial Real Estate Investing Trends for 2019

6 Commercial Real Estate Investing Trends for 2019 By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) January 26, 2019 – Greenwich, Connecticut 2019 is shaping up to be a very interesting year for the multifamily housing market. Rental demand,...

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6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition

What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?  By Jeff Bardos, CEO, Speritas Capital PartnersJanuary 19, 2019 - Connecticut What exactly is an equity injection in a business acquisition? The...

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