May
27
2021
Loan Covenants Explained: How to Review & Negotiate Loan Covenants to Avoid Covenant Breaches
By Jeff Bardos, CEO, Speritas Capital PartnersMay 28, 2021 - Greenwich, ConnecticutSchedule a call now!
My Experience with Loan Covenant Negotiation
In my experience as a debt advisor,...
Jan
20
2021
What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?
By Jeff Bardos, CEO, Speritas Capital PartnersJanuary 19, 2021 - ConnecticutSchedule a call now!
What exactly is an equity injection in...
Nov
03
2020
How to Craft the Perfect Lender Pitch for Your Business in 13 Steps
Develop a compelling narrative
Support with data & market research
Integrate strategy with an operating plan
Show that you can or have invested (see more on equity here)
Highlight your management...
Jun
20
2020
Looking Beyond the Crisis - Developing a Cash Flow Forecast for your Liquidity Contingency Plan
By Jeff Bardos, CEO Speritas Capital PartnersJune 19, 2020 - Greenwich, CT
Obviously, COVID-19 impacted revenue more quickly and significantly than most people could have anticipated.
As...
May
31
2020
By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, CTJune 2020 - Originally published in Newsline, the Magazine of the National Equipment Finance Association, May/June 2020 issue, page 22.
The severe economic impact of COVID-19 has reinforced the old adage that 'cash...
Apr
15
2020
April 15, 2020 - Greenwich, CT
Look Beyond Paycheck Protection Program Loans - 4 Steps to Take Now
Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Paycheck Protection Program (PPP)...
Mar
19
2020
Three Critical Financing Steps to Take Now During the Coronavirus Crisis
Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...
Mar
11
2020
Preparing for Short-Term & Long-Term Economic Weakness as a Result of COVID-19 Disruptions
These are difficult times for all of us, personally and professionally. On the professional front, businesses are facing uncertain customer demand, difficult supply relationships, and tight cash...
Jan
05
2020
How to Choose a Commercial Loan Broker You Can Trust
By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, ConnecticutSchedule a call now!
There are thousands of local, national and online bank and non-bank lenders. Figuring out which ones are the best match...
Sep
05
2019
Closed - $27 million revolving credit facility for a Northeast-based manufacturing company. This facility refinanced a smaller revolver provided by a local bank group, allowing the company to meet growing customer demand. The quality of the customer base, permanent...