Nov
08
2018
Five Benefits of Working with Nontraditional Lenders vs. Bank Lenders
By Jeff Bardos CEO, Speritas Capital Partners
November 8, 2018
Traditional bank lending options are often not available or are insufficient to support rapid business growth. I recommended that growing companies consider...
Jul
05
2018
Funding a Scale up for Tech Companies and Other Industries
by Jeff Bardos, CEO Speritas Capital Partners
July, 2018
I recently had the privilege of being a panelist at a Connecticut Technology Council event focused on scale ups. The discussion concentrated on...
Jun
15
2018
Speritas Capital recently assisted in the financing of a $10 million production line for a company several years into their turnaround. Our client had limited access to bank financing and limited free collateral. The challenge was to find a...
May
03
2018
You’ve invested all your savings in your business. You’ve probably asked friends and family to invest. Maybe you’ve been lucky enough to raise equity from investors through a Series A or B round.
The good news is your business is...
Apr
27
2018
SBA loans—loans guaranteed by the Small Business Administration—are not just for mom and pop stores. If your business has less than $15 million in tangible net worth and $5 million in average, after-tax net income over the last two...
Apr
12
2018
Throughout the country, craft and micro-breweries continue to grow and expand. Like every specialty industry, breweries have a unique set of equipment and financing needs. Most of the financing requirements of growth-focused craft and micro-breweries fall outside the loan...
Mar
22
2018
Franchise opportunities have really expanded over the years. There are now franchises spanning practically every industry for budgets of all sizes. However, franchises usually require financing on some level, and it can be confusing which one is right for...
Mar
15
2018
There are times when businesses need short-term capital, but traditional loans are not the ideal solution. Whether the need for capital is to cover existing financial obligations, making payroll, acting on a time-sensitive opportunity, or anything else, debt-based loans...
Mar
08
2018
At the start of 2017, single family rentals had next to no traction. Commercial real estate investors were focusing on multifamily rentals as well as fix and flip projects instead. However, in 2018, millennials are showing a positive trend...
Feb
23
2018
When small businesses experience cash flow shortages or want to expand but are unable to obtain sufficient funds through traditional bank loans or lines of credit, one option open to them is accounts receivable financing. This involves selling outstanding...
