May
27
2021
Loan Covenants Explained: How to Review & Negotiate Loan Covenants to Avoid Covenant Breaches
By Jeff Bardos, CEO, Speritas Capital PartnersMay 28, 2021 - Greenwich, ConnecticutSchedule a call now!
My Experience with Loan Covenant Negotiation
In my experience as a debt advisor,...
Apr
12
2021
Creative Financing Options for Craft & Microbreweries
By Jeff Bardos (avid home brewer) and CEO, Speritas Capital Partners
April 12, 2021 - Greenwich, CT
Schedule a call!
Throughout the country, craft and microbreweries continue to grow and expand. Demand is huge, but there...
Jan
20
2021
What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?
By Jeff Bardos, CEO, Speritas Capital PartnersJanuary 19, 2021 - ConnecticutSchedule a call now!
What exactly is an equity injection in...
Nov
03
2020
How to Craft the Perfect Lender Pitch for Your Business in 13 Steps
Develop a compelling narrative
Support with data & market research
Integrate strategy with an operating plan
Show that you can or have invested (see more on equity injections here)
Highlight your...
Jun
20
2020
Looking Beyond the Crisis - Developing a Cash Flow Forecast for your Liquidity Contingency Plan
By Jeff Bardos, CEO Speritas Capital PartnersJune 19, 2020 - Greenwich, CT
Obviously, COVID-19 impacted revenue more quickly and significantly than most people could have anticipated.
As...
Apr
15
2020
April 15, 2020 - Greenwich, CT
Look Beyond Paycheck Protection Program Loans - 4 Steps to Take Now
Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Paycheck Protection Program (PPP)...
Mar
19
2020
Three Critical Financing Steps to Take Now During the Coronavirus Crisis
Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...
Jan
05
2020
How to Choose a Commercial Loan Broker You Can Trust
By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, ConnecticutSchedule a call now!
There are thousands of local, national and online bank and non-bank lenders. Figuring out which ones are the best match...
Mar
25
2019
Have You Considered an SBA Loan for Your Next Equipment Acquisition?
By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) Originally published in Newsline, the Magazine of the National Equipment Finance Association, March/April 2019 issue, page 46 - View Newsline...
Feb
19
2019
A Strategy for Managing your Company's Working Capital
By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) February 20, 2019 – Greenwich, Connecticut
Managing working capital is hard work. I've recently talked to several sizable companies that were strapped for cash...