Loan Covenants Explained: How to Review & Negotiate Covenants to Avoid Covenant Breaches

Loan Covenants Explained: How to Review & Negotiate Loan Covenants to Avoid Covenant Breaches By Jeff Bardos, CEO, Speritas Capital PartnersMay 28, 2021 - Greenwich, ConnecticutSchedule a call now! My Experience with Loan Covenant Negotiation In my experience as a debt advisor,...

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6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition

What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?  By Jeff Bardos, CEO, Speritas Capital PartnersJanuary 19, 2021 - ConnecticutSchedule a call now! What exactly is an equity injection in...

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How to Craft a Perfect Loan Pitch in 13 Steps

How to Craft the Perfect Lender Pitch for Your Business in 13 Steps Develop a compelling narrative Support with data & market research Integrate strategy with an operating plan Show that you can or have invested (see more on equity here) Highlight your management...

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8 Steps to an Accurate Cash Flow Forecast

Looking Beyond the Crisis - Developing a Cash Flow Forecast for your Liquidity Contingency Plan By Jeff Bardos, CEO Speritas Capital PartnersJune 19, 2020 - Greenwich, CT Obviously, COVID-19 impacted revenue more quickly and significantly than most people could have anticipated. As...

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Now is the Time to Look Beyond Paycheck Protection Program Loans

April 15, 2020 - Greenwich, CT Look Beyond Paycheck Protection Program Loans - 4 Steps to Take Now Assess Your Ability to Leverage Hard AssetsFind & Explore City, State and Federal Relief ProgramsGet in Line for a Paycheck Protection Program (PPP)...

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Three Critical Financing Steps to Take Now – Coronavirus Disruptions

Three Critical Financing Steps to Take Now During the Coronavirus Crisis Keeping your family and your employees safe is clearly your first priority right now as a business owner. Once you have that under control, I recommend that you focus...

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Plan Now for Economic Weakness as a Result of COVID-19 Disruptions

Preparing for Short-Term & Long-Term Economic Weakness as a Result of COVID-19 Disruptions These are difficult times for all of us, personally and professionally. On the professional front, businesses are facing uncertain customer demand, difficult supply relationships, and tight cash...

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How To Choose a Commercial Loan Broker You Can Trust

How to Choose a Commercial Loan Broker You Can Trust By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, ConnecticutSchedule a call now! There are thousands of local, national and online bank and non-bank lenders. Figuring out which ones are the best match...

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Speritas Capital Partners advises on $27 million revolving credit facility for a Northeast-based manufacturing company

Closed - $27 million revolving credit facility for a Northeast-based manufacturing company. This facility refinanced a smaller revolver provided by a local bank group, allowing the company to meet growing customer demand. The quality of the customer base, permanent...

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Using an SBA 7a Loan for Equipment Finance

Have You Considered an SBA Loan for Your Next Equipment Acquisition? By Jeff Bardos, CEO, Speritas Capital Partners (Jeff's Bio) Originally published in Newsline, the Magazine of the National Equipment Finance Association, March/April 2019 issue, page 46 - View Newsline...

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