Liquidity Planning in the Age of Pandemics

By Jeff Bardos, CEO, Speritas Capital PartnersGreenwich, CTJune 2020 - Originally published in Newsline, the Magazine of the National Equipment Finance Association, May/June 2020 issue, page 22. The severe economic impact of COVID-19 has reinforced the old adage that 'cash...

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Expanding Your Financing Options

You’ve invested all your savings in your business. You’ve probably asked friends and family to invest. Maybe you’ve been lucky enough to raise equity from investors through a Series A or B round. The good news is your business is...

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An SBA Loan Could be the Answer

SBA loans—loans guaranteed by the Small Business Administration—are not just for mom and pop stores. If your business has less than $15 million in tangible net worth and $5 million in average, after-tax net income over the last two...

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Using Invoice Financing to Improve Your Cash Flow

The beauty of business is there are countless ways you can finance your operations, and some of those ways don’t require you to take on debt. Invoice factoring is one such way. This is a sales transaction, not a...

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Why Merchant Cash Advances Are Helpful to Small Businesses

If your business needs an infusion of capital but you are not interested in applying for a conventional loan, a merchant cash advance may be the right option. Small businesses that generate a large amount of revenues from credit...

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Overcoming Cash Flow Gaps is as Easy as ABC 

There are all kinds of reasons that your business might experience cash flow gaps, many of them having to do with lower than expected revenues, but since cash flow is the lifeblood of your business, you simply must find...

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How Manufacturing Businesses can Create a Working Capital Plan 

If your business revolves around manufacturing, you'll understand the importance of having working capital on hand. There might be an unforeseen increase in demand, you could have normal seasonal demand spikes, or the opportunity may come up for you...

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Where to Find, Buy and Sell Real Estate 

Since buying and selling real estate can be a very time-consuming process, it is very helpful to know where to look to find some really good deals that can make you money quickly, so you can move on to...

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How to Set Your Real Estate Investing Goals

How to Set Your Real Estate Investing Goals

Goal setting is an important process in growing any small business.  However, it's especially important as a real estate investor because of the high stakes and potentially high returns involved. Most likely, you've heard the acronym that goals should be...

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Tips for Success in Real Estate Investing

Tips for Success in Real Estate Investing

While it's common to begin in real estate investing with single family homes, some investors eventually move on to commercial real estate investing, which they see as a natural evolution of their business. However, these two types of real...

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